Many people decide to buy a prepaid funeral plan because it means those closest to them will be spared the stress and expense of making funeral arrangements when they’re grieving. It can be a good way of thinking about what you would want for your funeral – as well as starting that difficult conversation with your family.
A prepaid plan is also a cost-conscious option, locking in today’s prices and protecting your family from future price rises.
Memoria Funerals offers three prepaid funeral plans, two of which include an attended service at the crematorium of your choice. Whether you would prefer a short and sweet gathering for immediate family, or a more elaborate celebration of life, our plans can be customised to reflect your wishes. We can accommodate something more modern and family led, or a more traditional affair with a hearse and pall bearers.
Or you might prefer something lower cost, with no service at all. Our Direct Cremation Plan is an all-inclusive plan with no hidden costs and nothing left for your loved ones to pay – making it a popular choice for those who would prefer a simple, direct cremation without any kind of service on the day.
Direct Cremation Plan
£1,595 or from £31.65 per month*
Ideal for those who don’t like funerals, don’t want a fuss and would like to keep costs down. The Direct Cremation Plan costs £1,595 and covers everything needed for a simple direct cremation, including funeral directors’ and cremation fees, collection from anywhere in the UK, a quality wood coffin and hand delivery of ashes. The cremation will take place at a crematorium of our choice.
This plan doesn’t include a service of any kind, giving friends and family the freedom to plan the memorial of their choice at a later date. This could include a lasting memorial at the crematorium, where you can choose from a range of options including a plaque, headstone, tree or bench.
Personal Plan
£2,495 or from £51.85 per month*
(with a service at the crematorium)
This covers the essentials, such as funeral directors’ fees and cremation fees, collection from any hospital or mortuary, a quality wood coffin (there is an additional fee for an oversize coffin) and the option to have the cremation at any crematorium in the UK, including Flintshire. The is an additional fee for hand delivery of ashes.
A short service for up to 25 people is also included, which takes place in the morning to keep costs down. This Personal Plan costs from £2,495 and is a good option if your loved ones would prefer a simple farewell that still gives them the opportunity to gather at the crematorium to say goodbye.
Celebration of Life Plan
£3,095 or from £64.40 per month*
(with a service at the crematorium)
This is our most flexible plan, which is ideal if you would like to have a larger and more elaborate gathering. As with the Personal Plan, the essentials are covered, along with a longer service, which can take place at any time of day, with no restrictions on the number of people who can attend. The Celebration of Life Plan costs from £3,095.
* Based on plans purchased over five years. Total plan costs are:
Direct Cremation Plan: 60 monthly instalments – £95 initial payment plus 59 x £31.65 (total £1,962.35)
Personal Plan: 60 monthly instalments – £95 initial payment plus 59 x £51.85 (total £3,154.15)
Celebration of Life Plan: 60 monthly instalments – £95 initial payment plus 59 x £64.40 (total £3,894.60)
For more information on paying by instalments, click here.
Making an informed decision
Before you buy a funeral plan, it’s important to consider if it’s the right for you.
- If a funeral is expected soon, a funeral plan might not be the most suitable option. We can arrange a funeral when it’s needed.
- Think carefully about whether a funeral plan is affordable for you, whether you decide to make a single payment or pay in monthly instalments.